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Akif Bhamani
2 min readJan 21, 2025

Let’s buy Time

Time is the most valuable asset but what if you could literally buy back moments from your future?

Would you do it?

The typical American worker clocks in about 2,080 hours each year. Let’s imagine taking just one of those hours and investing the money earned into a passive investment that pays you a 5% annual yield.

Let’s say you earn $50 an hour. With a 5% passive yield, that $50 generates $2.50 per year in passive income. Right?

Now, think of a year as a giant 12-month calendar with 2,080 working hours. By investing one hour’s worth of earnings, you’re essentially buying back 3 minutes' worth of time per year.

So if your expenses remain steady and your investment keeps generating that 5% yield, you can visualize this on your calendar as small portions of time being bought back every year.

With this example, let’s take a deeper look at how it works:
$50 invested at a 5% yield = $2.50 per year in passive income.
Divide $2.50 by your hourly wage of $50, and you’ve bought back 0.05 hours or 3 minutes of time per year.

At first glance, it might seem small. But if you make a habit of doing this every week for a year, you’re investing $2,600 (52 weeks x $50 per week). That $2,600 generates $130 per year in passive income.

Now, you’re buying back 2.6 hours of your life each year without lifting a finger. That’s almost a third of a workday covered every single year and…

Akif Bhamani
Akif Bhamani

Written by Akif Bhamani

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